Services & Solutions

Business Insurance Services (BIS) listens and responds to the needs of our clients. Our clientele ranges from the smallest of business owners to the larger multinational and international companies. Depending upon needs, the acquisition of various forms of insurance play a vital role in the management of risk exposures, some of which are:

Workers’ Compensation

General Liability

Commercial Automobile

Professional Liability

Directors & Officers Liability

Employment Related Practices Liability

Umbrella/Excess Liability

Property

Crime/Employee Fidelity

Bonds

Marine

Aviation

Foreign

Political Risk

Environmental

Employee Benefits (Life/Health/Disability)

BIS goes beyond acquiring insurance for clients, we offer:

Risk Management

Loss Control Inspections/Surveys

Loss Analysis

Review of current policies & forms

Exposure analysis

Bid Specification Preparation

Retrospective Rating Plan Analysis

Professional Employer Organization/Leasing Consulting

Insurance is a risk financing method, and at times, is not the sole tool available when solving the needs of a client. With proper consulting and analysis of risk, we can provide assistance with Risk Transfer, Risk Financing and even Risk Avoidance.  A wide array of services and solutions are available to our clients when dealing with the total spectrum of exposures.